Home Loan Basics
Knowledge is power. Knowing your choices gives you the power to make good decisions. You'll find valuable information throughout the Mortgage Center that will help you when buying or refinancing your home. Take your time, there is no rush.
When it comes right down to it, we think you will find financing with Truity Credit Union is a great option. Your best interests matter most to us. We know you'll find that in the information presented here.
Information for First-Timers
Congratulations! We're pleased to help you purchase your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.Purchasing a Home
Buying a new home is exciting, and the process of financing it is now faster and easier than ever before.Start Saving by Refinancing
If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or complete a home improvement project.Building a New Home
Construction loans offer flexible options for financing while your home is being built as well as the long term financing after your home is complete. You can finance each phase separately or look at one loan that covers both phases.Don't Forget Homeowners Insurance
You will need homeowners insurance before closing on your new home. We've assembled some information you'll find helpful as you shop for coverage.Disclosures
You will receive all the required disclosures as soon as you complete your application. Please read them carefully and don't hesitate to call us with any questions you may have.
