Advantage Checking

Your Advantage checking account will be upgraded to the new Advantage checking account on October 1, 2020.

Advantage Checking Comparison

  Advantage NEW Old
¹Monthly ATM Surcharge Reimbursement
ATM surcharge reimbursements will be credited to the qualifying account at the end of each calendar month in which twenty or more debit card purchases were made.
²Credit Bureau Monitoring
Monitoring services are provided to the primary account holder on an entitled basis and require consumer activation. For additional details about the services, including terms, conditions and limitations, please visit TruityCU.nxgstrategies.com.
³.25% Consumer Loan Discount
Available only on eligible loans, including personal, direct auto or other secured loans when you have an active Preferred or Advantage checking account and automatic payment from a Truity share. Lines of credit, credit cards and existing Truity loans are not eligible. One discount per loan; with approved credit.
⁴Mobile Phone Coverage
Benefit up to $500 minus a $50 deductible; two claims per year (12-month period). The primary account holder can file a claim for any phones owned by them. For additional details about the services, including terms, conditions and limitations, please visit TruityCU.nxgstrategies.com.
†Overdraft Protection
Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needUp to two claims per year at $500 each with a $50 deductible. All cell phones listed on the member’s phone bill are covered. The primary account holder can file a claim for any phones owned by them. For additional details about the services, including terms, conditions and limitations, please visit TruityCU.nxgstrategies.com.ed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.
‡Courtesy Pay
Courtesy Pay is a non-contractual courtesy and is discretionary. Some restrictions apply. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other less expensive protection against overdrafts may be available to you. Ask for details.
Truity Credit Union is federally insured by NCUA.
Minimum Opening Deposit $5,000 $5,000
Monthly ATM Surcharge Reimbursements¹ Up to $20 Up to $20
Monthly Service Charge FREE or $20.00 if Average Daily Balance is less than $5,000.00 $10.00
If Average Daily Balance is less than $5,000.00
Earns Dividends
Identity Theft Recovery Services Updated
Credit Bureau Monitoring (Including Dark Web)² Updated
.25% Consumer Loan Discount³ NEW
Mobile Phone Coverage⁴ NEW
Free Cashier's Checks, Fax Service and Domestic Wire Service
Free Yearly Box of Checks, Our Style
Free Instant Issue Debit Card
CURewards™ points earned with Platinum Rewards VISA® credit card 2pts/$1 2pts/$1
CURewards™ points earned with Signature Rewards VISA® credit card 3pts/$1 3pts/$1
Shared Service Center Access
Free Digital Banking and Bill Pay
Free Mobile Deposit
Free eStatements
Paper Statement Charge
Overdraft Protection
Courtesy Pay
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