Preferred Checking Comparison

	Preferred NEW	Simple	Gold	Dividend	Identity
Minimum Opening Deposit	$0	$0	$0	$0	$0
Monthly ATM Surcharge Reimbursements¹	Up to $10	$0	Up to $10	Up to $10	Up to $10
Monthly Service Charge	FREE or $5.00 if less than 20 debit card transactions per month	N/A	N/A	$8.00 If Average Daily Balance is less than $400	$3.00
Earns Dividends
Identity Theft Recovery Services Updated
Credit Bureau Monitoring (Including Dark Web)² Updated
.25% Consumer Loan Discount³ NEW
Mobile Phone Coverage⁴ NEW
Free Box of Checks, Our Style NEW			1 free box of checks per order*
Free Instant Issue Debit Card
CURewards™ points earned with Platinum Rewards VISA^® credit card	1pt/$1	1pt/$1	1pt/$1	1pt/$1	1pt/$1
CURewards™ points earned with Signature Rewards VISA^® credit card	2pts/$1	2pts/$1	2pts/$1	2pts/$1	2pts/$1
Shared Service Center Access
Free Digital Banking and Bill Pay
Free Mobile Deposit
Free eStatements
Paper Statement Charge	$3.00/month	$3.00/month		$3.00/month
Overdraft Protection^†
Courtesy Pay^‡
¹Monthly ATM Surcharge Reimbursement ATM surcharge reimbursements will be credited to the qualifying account at the end of each calendar month in which twenty or more debit card purchases were made. ²Credit Bureau Monitoring Monitoring services are provided to the primary account holder on an entitled basis and require consumer activation. For additional details about the services, including terms, conditions and limitations, please visit TruityCU.nxgstrategies.com. ³.25% Consumer Loan Discount Available only on eligible loans, including personal, direct auto or other secured loans when you have an active Preferred or Advantage checking account and automatic payment from a Truity share. Lines of credit, credit cards and existing Truity loans are not eligible. One discount per loan; with approved credit. ⁴Mobile Phone Coverage Benefit up to $500 minus a $50 deductible; two claims per year (12-month period). The primary account holder can file a claim for any phones owned by them. For additional details about the services, including terms, conditions and limitations, please visit TruityCU.nxgstrategies.com. †Overdraft Protection Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee. ‡Courtesy Pay Courtesy Pay is a non-contractual courtesy and is discretionary. Some restrictions apply. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other less expensive protection against overdrafts may be available to you. Ask for details. *1 free box of checks per order Previous Gold checking accounts will still receive 1 free box of checks per year.
Truity Credit Union is federally insured by NCUA.

Preferred Checking

Simple, Gold, Dividend and Identity checking accounts will convert to the new Preferred checking account on October 1, 2020.

Preferred Checking Comparison