Essential Checking

Selected Simple and Gold checking accounts will convert to the new Essential checking account on October 1, 2020.

Essential Checking Comparison

  Essential NEW Simple Gold
†Overdraft Protection
Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.
‡Courtesy Pay
Courtesy Pay is a non-contractual courtesy and is discretionary. Some restrictions apply. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other less expensive protection against overdrafts may be available to you. Ask for details.
*1 free box of checks per order
Previous Gold checking accounts will still receive 1 free box of checks per year.
Truity Credit Union is federally insured by NCUA.
Minimum Opening Deposit $0 $0 $0
Monthly Service Fee Free or $3.00 if less than 5 debit card transactions per month N/A N/A
Earns Dividends $0
Paper Statements $3 $3 $0
Free Checks * 1 free box of checks per order*
Monthly ATM Surcharge Reimbursements $10 for out of network ATM
Free Debit Card
FREE Digital Banking & Bill Pay
FREE Mobile Deposit
CURewards™ points earned with
Platinum Rewards VISA® credit card
1pt/$1 1pt/$1 1pt/$1
CURewards™ points earned with
Signature Rewards VISA® credit card
2pts/$1 2pts/$1 2pts/$1
Shared Service Center Access
Free eStatements
Overdraft Protection
Courtesy Pay
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